Who is responsible?

Gradually it was disclosed to me that the line separating good and evil passes not through states, nor between classes, nor between political parties either, but right through every human heart, and through all human hearts. This line shifts. Inside us, it oscillates with the years. Even within hearts overwhlemed by evil, one small bridgehead of good is retained; and even in the best of all hearts, there remains a small corner of evil.

Since then I have come to understand the truth of all the religions of the world: they struggle with the evil inside a human being (inside every human being). It is impossible to expel evil from the world in its entirety, but it is possible to constrict it within each person. (Alexander Solzhenitsyn) "The Gulag Archipelago"

In reading "The Post-American World, Fareed Zakaria talked about the financial impact of the 9/11 terrorist attack. As Zakaria chronicled the financial impact of subsequent terrorist attacks, he demonstrated how the economic impact grew less and less with each attack.

There is evil in the world and we should be very concerned about terrorism, but what has shaken the world economies is not terrorism. What has shaken the world markets is pure and unadulterated greed. 

Maybe we didn't make the bad loans or play the market on a pseudo-insurance scheme. In the little decisions we make we help add to the greed. I am so guilty there. There is a lot of finger pointing about who is responsible for the mess, but if we are honest we would have to say that we all are.